A big thank you goes out to Wiley & Sons for sending me this great little book!
TITLE: The Spend Less Handbook
AUTHOR: Rebecca Ash
GENRE: Personal Finance
RATING: 4 Stars
As much as I use to love spending $$$$, as I reached 40 years old and realized that I had not saved any money for my retirement, this because my focal point for the rest of my working life. While I still have some working years left, I also figured out that I was going to have to play catch up and that I was going to have to try to figure out how to save more money - on an everyday basis. Unfortunately, buying coffees every day DOES add up and its money that I could be saving.
This is the main reason I am on a quest to read as many personal finance books as I can. I am looking for some ideas and suggestions - basically anything I can do to save more money than I already am.
This is why the Spend Less Handbook was perfect for me. First off, I have to say that this book appears to have been written in England. Some of the terms and some of the suggestions are directly based on their economy - particularly when they discuss pension plans or phone bills, however, the basic ideas and recommendations given in this book can be applied for any country and certainly for the US or Canada.
This book actually does give you 365 suggestions on how to live a happier life - with less money. There are many practical tips, but what I also liked is that they go further than just the standard "make your own coffee in the morning". They have sections such as "the kind of happiness that money can't buy".
There are also lots of tables and numbers in this book for those of you out there who have a head for these things, however, this book is not one of those financial planning books loaded with dry and boring numbers and facts.
I really enjoyed reading this book and I have actually implemented a few of the suggestions. It was fun to read and actually think "wow, I never thought of that one".
3 comments:
I started off small by boiling one kettle of water in the morning and putting that in a flask for my day's coffee.(i work from home).Then this progressed to switching my geyser off at 10 pm at night and putting back on at midday.We still had hot water for the mornings and my bill went down by a third.Then I drive slower and that saves on gas.Lots of little things that have made a big difference.I haven't progressed to the bigger stuff yet but I do contribute the maximum 7.5% to a pension plan which gives me a tax rebate PLUS my medical plan also offers a rebate.
This book really turn your fortunes around with a year’s worth of money-saving and life-improving tip. Last week, i too got this book from Wiley.
I think it never hurts to save a little $$$ here or there.
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